Jacob Grubstein, proprietor of American Loan Brokers, in Syosset New York was having a very bad day. Jacob, a Hasidic jew born in Washington Heights Manhattan to Rabbi Milton Grubstein and Sarah Lipschitz in 1967 was birthed with a pronounced hunchback and an enormous hooked nose. His delivery at the maturnity wing of Beth Israel Hospital was a difficult one as his freakishly large nose and spinal deformation made childbirth a 30 hour challenging ordeal for the doctors that required forceps, copious slathering of vaseline and a crowbar which resulted in compression of the front part of the skull causing irreparable damage to both frontal lobes of the brain. To say Jacob was slow growing up would be a fair assessment and reason why his parents kept him in the basement where he was malnourished, neglected and survived on eating bugs and rats that found their way into his locked and darken room. His beady small eyes, unusually close together, gave him an appearance that was hard to look at without feeling something sinister was going on in his head. Growing up in such solitude, ostracism from family and dire environmental conditions Jacob constructed a fantasy reality whereby he was God.